It has been announced on September 25, 2022 that application to issue debt instruments including fixed or floating rate bonds, debentures to be sold domestically by public offering,  but not limited to fixed or floating rate bonds, debentures and/or credit linked notes and other structured debt instruments to be sold to qualified investors or by private placement; in one or more issuance was made to the Banking Regulation and Supervision Agency and Capital Markets Board.

Accordingly, the "Capital Markets Instrument Note", which has been has been approved by the the Capital Markets Board, regarding the issuance of bank bonds and/or debentures up to the aggregate amount of TRY 50,000,000,000 within 1-year period, is enclosed herewith.                                                                                                                                                                                                                                                                                                                                 *In contradiction between the Turkish and English versions of this public disclosure, the Turkish version shall prevail.